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Mike Hammonds

Regional VP / Residential Mortgage Loan Originator | NMLS #364284
mhammonds@encompasslending.com
23108 Seven Meadows Parkway | Suite 100 | Katy, TX 77494
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About Mike Hammonds


For over 30 years, I've been active in the mortgage and real estate industries. I pride myself with the knowledge and understanding of how to help recruit, build, brand and produce at a high level.

Use These Resources to Simplify the Process

Home Loan Checklist

Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.