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John Schaff

Highland Village Branch Manager / Residential Mortgage Loan Originator | NMLS #255975
jschaff@encompasslending.com | 2340 FM 407, Ste. 104/206, Highland Village, Texas 75077
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About John Schaff


My goal is to help as many families as possible find the best loan programs and rates for their home purchases and mortgage refinances. I bring over 20-years experience with Conventional, VA, Jumbo, FHA and USDA loan programs. Giving my clients the most accurate information, ample communication, and best solutions to meet their short- and long-term home financing needs is what I do every day.

Use These Resources to Simplify the Process

Home Loan Checklist

Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.