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Ethan Ritchie

Residential Mortgage Loan Originator | NMLS #1829856
eritchie@encompasslending.com
2000 Regency Parkway Cary, NC 27518
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About Ethan Ritchie


I have 7 years of combined experience in the real estate and mortgage industries. Some of my hobbies include my online podcast/show on social media, traveling, playing guitar, and exercising. I have called Raleigh home for 8 years and graduated from NC State University. I also love animals, being outside, and classic movies. I am very grateful and excited to be a part of the ELG family!

Use These Resources to Simplify the Process

Home Loan Checklist

Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.