Loan Application Checklist

Most recent 30 days of pay stubs showing YTD earnings

(All Borrowers)

Most recent two years W-2’s

(All Borrowers)

Copies of most recent two years Personal and Business Tax Returns

(All Schedules – Please sign and date each tax return)

If Self Employed or Commissioned Income provide year-to-date Profit & Loss Statement

Most recent three months bank statements for checking, savings and money market accounts

(All Pages - Including Blanks)

Most recent three months statements for IRA, 401(k), Stock/Bonds, Annuities

(All Pages - Including Blanks)

Addresses of all Real Estate owned including mortgage information

If Purchasing, copy of Earnest Money Contract

If Refinancing, copy of existing survey, settlement statement, proof of insurance and most recent mortgage statement(s) for all existing liens on subject property

If VA loan, Certificate of Eligibility and DD-214

Recorded Divorce Decree/Bankruptcy Discharge w/Schedule of Debts

(If Applicable)

Copy of Driver’s License and Social Security Card

(All Borrowers)

Copy of HB-1 Visa, Other Visa or Permanent Resident Alien Card

(If Applicable)