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Brian Garrett

Residential Mortgage Loan Originator | NMLS #1834684
bgarrett@encompasslending.com | 2000 Regency Pkwy, Cary, NC 27518
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About Brian Garrett


As a proud Army veteran, I bring a certain amount of drive and determination to each and every loan I do. My goal is to provide the best possible customer experience I can, for every Borrower that chooses to trust me with their home purchase or refinance. With time spent previously as a Realtor, I have a unique perspective that allows me to understand both sides of the ‘coin’ and know what it takes to ensure consistent and open communication with all parties involved. Real estate is a team sport, and I pride myself on playing very well with others. I look forward to working with you soon!

Use These Resources to Simplify the Process

Home Loan Checklist

Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.